Mobile charger only pulls 32 amps max, which I’ve found curious given the 14-50 plug. I guess 14-50 is just a more common plugIt would depend on the charger you plan on using. It's not adequate for the Pro Charger. It's not even adequate for the mobile charger.
Only issue I see is you can either get a 14-30 or a 14-50 receptacle. No such thing as a 14-40. Even with a 40 amp breaker and a 40 am (32 actual) evse, by code you couldn’t put a 14-50 plug on itThat would work with a 40 Amp breaker and the 32 Amp Ford Mobile. That would be the maximum you could charge on that circuit with any EVSE.
I'm not sure why you think that would be unsafe. I agree that it's not ideal.The 14-50 outlet with 8x3 wiring will work for a 30 amp evse, but not for a 40 amp evse. The 14-50 outlet is supposed to be a 50 amp capable outlet and it would be unsafe to only wire it to be 40 amp capable. 14-50 needs to be wired with 6 guage wire to be safe and proper.
Your electrician is trying to save you money on the cable costs. Others have suggested that you spend a bit more money to future proof it. The electrician has limited you to 32 Amp charging maximum.it would just be for an ev in general not the f150