I had this same thing happen to me and got my home location back in tonight. This is AFTER I turned off auto update because I was gone for a few days, and it updated anyway!!!
This isn't even a feature, Ford DELETED a setting from memory. It's just nuts.
I've recently experienced this same issue, and I'm confident that I found root cause for my situation. Seeing this thread I decided to do an experiment.
I started charging my truck and completely disabled the vehicle connectivity. I added each option one by one. The Ford pass app started...