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While technically it is an option, when I placed my order in Sept 22, there was no way to not get it with at least the Lariat trim.

I ran the numbers and decided that it was not worth the additional cost (over Parsons 3.79%) to have the option of just turning in the truck after 3 years if I need to. I don't have the numbers any more, but I think you will end up paying over $3K more in interest to have that option.

I went with Parsons FCU as well. 3.79% for 60. They are not the fastest, but if you start the process a week before delivery, you should be good. The process is not smooth. They will need the purchase order copy, which you will get at delivery and then they will overnight the check to the...

Took delivery of my truck 12/19 at Angela Krause Ford in Alpharetta, GA. I checked with them before ordering and they said no ADM and indeed there was no ADM. No hard sell on anything. Even took the X-plan which doesn't change the price much but does reduce the doc fee to $100. They did knock...

Taking delivery of my AM Blue Lariat XR today. It actually got here on Friday. I just couldn't get to the dealer. Reservation date 5/19/21 Order date 9/8/22 Build week 11/14/22 Shipped 12/2/22 Arrived (via Rail and then truck, Alpahretta GA) 12/16/22 Delivery 12/19/22

Taking delivery of my truck right now (AM Blue, Lariat, XR). They did take the X-plan. It only brought price down by $150 or so, but the doc fee became $100 instead of the $899 or so they charge normally. This is at Angela Krause Ford in Alpharetta.