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  1. T-Boned Today. Is It Totaled?

    Tell me more about requesting a "private offer". Who exactly do you ask at Ford?
  2. T-Boned Today. Is It Totaled?

    My next EV truck will most likely be the T3 or the Slate that I have reserved (if either one actually materializes)
  3. T-Boned Today. Is It Totaled?

    Yesterday ended up being Settlement Day! :handsinair: After a few days of emails and phone calls, I was able to get them to increase the total settlement amount by about $1,500. Not as much as I'd hoped, but worth the effort to dispute their initial valuation. Final settlement is $44,735...
  4. T-Boned Today. Is It Totaled?

    1. The first offer from any insurance company is always low. That's how they play game. They rely on the fact that most guys won't question their numbers. I'm not that guy. :punch: 2. Carvana doesn't buy cars at market value. Why would I accept their valuation? :unsure: 3. My truck was built...
  5. T-Boned Today. Is It Totaled?

    Since the crash, I’ve been driving a spare Honda Civic on my 80 mile daily commute. It gets amazing gas mileage at around 36. Yesterday I almost ran out of gas because I'm not in the habit of checking the fuel gauge anymore! I feel like I’m driving a go-cart and will get squashed at any moment...
  6. T-Boned Today. Is It Totaled?

    That's the question of the day....I'm honestly very conflicted about it. I've loved my Lightning, but I'll admit that I'm considering going back to an ICE truck. At this moment I'm undecided.
  7. T-Boned Today. Is It Totaled?

    I'm open to your suggestion. What would you settle for if you were me?
  8. T-Boned Today. Is It Totaled?

    You must work for Allstate! ;) Mine is a 2023 XLT SR with 13,200 miles. They offered $39,974 prior to taxes and fees. As I said, it wasn't as low as I expected. But comparable trucks in my area with similar mileage go for $41-43K prior to taxes and dealer fees. We're close, but they need to...
  9. T-Boned Today. Is It Totaled?

    Update: Today I took a ride on the Allstate Roller Coaster! ? o_O I started the day going to the service desk at my Ford Dealer. I told the Service Manager my story, showed him pics of the damaged truck, and asked for his advice on how best handle this. His response was that from his...
  10. T-Boned Today. Is It Totaled?

    Update: I got a call from the adjuster just as I was stepping into a meeting. I didn’t have time to talk, so I asked for a quick update. I was stunned when he said:“We’ve determined that your vehicle is repairable, what shop do you want to do the work?” ? ? I just replied that we’ll need to...
  11. T-Boned Today. Is It Totaled?

    Update: I received the following text this afternoon: Our review of your damages is taking longer than expected. We are working on finalizing your vehicle's value and will email it once the review is complete. We apologize for this delay. Translation: Our adjuster took a 4-day weekend to go...
  12. T-Boned Today. Is It Totaled?

    Of course. In addition to that, I’ll be negotiating for reimbursement for my fuel expense, my HOV toll charges (With the Lightning I got free HOV lane access, but now I have to pay), and rental reimbursement that I was entitled to but didn’t use. I will also lose my 0% financing.
  13. T-Boned Today. Is It Totaled?

    Here's an update for those following: Yesterday Allstate sent me the following notification via text: Your vehicle has arrived at our Copart facility. It typically takes 2-3 days to determine the vehicle's value. Once completed, you will receive an email to log into our secure portal to...
  14. T-Boned Today. Is It Totaled?

    It’s almost guaranteed that you won’t get an EV. They offered me a Ford Edge. I declined that and said I needed a full-size pickup. That’s also nearly impossible in my area. In the end, I decided to decline a rental and I’m driving a Honda Civic that I happen to have as a spare. I’ll be...
  15. T-Boned Today. Is It Totaled?

    While assembling my info for insurance, I realized that my truck was crashed (and likely totaled) exactly a year to the day after I bought it. What are the odds of that?! Turns out ChatGPT knows the answer, and wrote me this little story to share: ? Subject: What are the odds? So… exactly one...
  16. T-Boned Today. Is It Totaled?

    The insurance company told me to clean out all of my personal items and bring all the keys and leave them in the truck. A company named Copart will pick it up. I assume some of you are familiar with Copart, I had to Google it. Copart is an auto auction company. Which gives me a clue that they...
  17. T-Boned Today. Is It Totaled?

    Thanks for all the advice and support. I’ve made a claim with the other driver’s insurance which is Allstate. Let’s see how good their hands really are. :) I went to the tow yard today to remove personal stuff and to take more photos. Here’s a pic that I’ll share that I hope you’ll never see...
  18. T-Boned Today. Is It Totaled?

    A lady in a Toyota RAV4 ran a red light and hit me broadside today. The impact pushed me into another car that slightly hit my front end. No airbags deployed. There was red fluid under my truck and an error message indicating that the front motor was not functioning. The front right wheel seemed...
  19. Increase range by 18% with Flated Cap

    The brand name is “Flated” with one T. Like Inflated. I like the ingenuity of the Flated products. But the look of the truck bed cap is a little too utilitarian for my taste. I might reconsider if the claim of 18% increased efficiency could be verified. But like others here, I’m skeptical.
  20. Bittersweet traded in the lightning for power boost

    Nice looking truck. Congrats! I assume the building behind the truck says SERVICE, but it’s funny and appropriate that it just says ICE




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