FordPass new terms

[RLXXI]

Man, buying a car can be such a headache. One minute you think you’re getting a great deal, the next you’re buried in fine print and sketchy “sign here” stuff.

It ain't just cars and it ain't new. By the age of 20 they'll know everything about you they want to know. I forget what the final count was but there were so many breaches of security that in turn created 3 or 4 major lists they sell on the dark web, I'm on it, and probably everyone else in here also, never had a cc fraudulent charge pop up, unusual activity etc... ya just gotta keep ahead of it. Use an authenticator on everything you can.

The fine print is just there to tell you it ain't their fault. More or less. They all use tracking cookies. Better turn off Alexa as well. Or enjoy the convenience, stay vigilant.

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[chl]

It ain't just cars and it ain't new. By the age of 20 they'll know everything about you they want to know. I forget what the final count was but there were so many breaches of security that in turn created 3 or 4 major lists they sell on the dark web, I'm on it, and probably everyone else in here also, never had a cc fraudulent charge pop up, unusual activity etc... ya just gotta keep ahead of it. Use an authenticator on everything you can.

The fine print is just there to tell you it ain't their fault. More or less. They all use tracking cookies. Better turn off Alexa as well. Or enjoy the convenience, stay vigilant.

I've been in the dark web data banks since at least 2007 when my insurance agent's office worker installed a P2P file sharing app (Limewire) with open permissions on her work computer and an unencrypted file with my name, SSN, etc., and of about 2,000 other lawyer clients of his, including then Supreme Court Justice Breyer, was downloaded by taken by someone.

Someone filed a tax return and got a refund in my name the following year. A year I owed money, lol. But really not too funny straightening it out with the IRS back then.

I found out about the ID theft before my monitoring service did when I checked my bank account one Monday morning and saw they had hit my bank for $1000 on Sunday (wired to Tijuana Mexico by calling the bank and saying they were me and that I had been robbed), and they hit one or two other CCs as well. While I was on the phone with AmEx fraud dept, they had the guy on the other line. He knew all my info, SSN, DOB, address, even family members. She told the guy she had the real me on the other line and he got angry and hung up, ha!

He had used my info to file a mortgage application, then that got him my credit report, and he could see where I had accounts, and he went down the list one by one convincing them that my wallet had been stolen while on vacation in Mexico and that I didn't know the account numbers.

BTW, back in 2007 it was like pulling teeth to try to get the credit bureaus to freeze my account information. I had to write them on Lawyer Letterhead a threaten to file a federal law suit to get their cooperation! Much easier now.

The bank refunded my money and the CC charges were credited back, but it was a paper work hassle to deal with the bureaus. Just getting a police report (a requirement) took a long time because they were inundated with cases - finally called my local county supervisor and he got them on it right away.

Now I keep my bureaus frozen unless I plan to open an account or take out a loan, and change all passwords frequently.

Every now and then my monitoring service tells me my info was found on the dark web - duh, shrug.

The data breach from my ins. agent got written up in 2008 by Brian Krebs in his column in the Washington Post, as well as elsewhere in 2008. The link doesn't seem to work anymore so here's the article(s) attached, fyi.

There's always something.

 

[RLXXI]

I've been in the dark web data banks since at least 2007 when my insurance agent's office worker installed a P2P file sharing app (Limewire) with open permissions on her work computer and an unencrypted file with my name, SSN, etc., and of about 2,000 other lawyer clients of his, including then Supreme Court Justice Breyer, was downloaded by taken by someone.

Someone filed a tax return and got a refund in my name the following year. A year I owed money, lol. But really not too funny straightening it out with the IRS back then.

I found out about the ID theft before my monitoring service did when I checked my bank account one Monday morning and saw they had hit my bank for $1000 on Sunday (wired to Tijuana Mexico by calling the bank and saying they were me and that I had been robbed), and they hit one or two other CCs as well. While I was on the phone with AmEx fraud dept, they had the guy on the other line. He knew all my info, SSN, DOB, address, even family members. She told the guy she had the real me on the other line and he got angry and hung up, ha!

He had used my info to file a mortgage application, then that got him my credit report, and he could see where I had accounts, and he went down the list one by one convincing them that my wallet had been stolen while on vacation in Mexico and that I didn't know the account numbers.

BTW, back in 2007 it was like pulling teeth to try to get the credit bureaus to freeze my account information. I had to write them on Lawyer Letterhead a threaten to file a federal law suit to get their cooperation! Much easier now.

The bank refunded my money and the CC charges were credited back, but it was a paper work hassle to deal with the bureaus. Just getting a police report (a requirement) took a long time because they were inundated with cases - finally called my local county supervisor and he got them on it right away.

Now I keep my bureaus frozen unless I plan to open an account or take out a loan, and change all passwords frequently.

Every now and then my monitoring service tells me my info was found on the dark web - duh, shrug.

The data breach from my ins. agent got written up in 2008 by Brian Krebs in his column in the Washington Post, as well as elsewhere in 2008. The link doesn't seem to work anymore so here's the article(s) attached, fyi.

There's always something.

Wife and I both got zapped more than once, mom as well. Same outcome with the funds being saved. I use authenticators all the time, other 2Fa are push notifications, email and such. In most all cases the cc card company warned me in real time. The times we live in can't let the guard down for an instant.

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