Just for reference I had similar specs - lariat ER, blend date 9/17, in production 9/21. I had spray in bed liner and hard tonneau cover. Mine was marked “built” on 9/30. Maybe the power running boards?
FWIW if you're just interested in interest cost and total cost, there's probably 100 calculators on the internet that can do that. I highly recommend this one.
I did update the link so it links to the sheet, and doesn't use a media tag. Don't know why it automatically did that.
Link to Google Sheet
A couple notes:
You can copy/paste rows 15-19 and they are locked to the above fields so you can calculate multiple bank terms/APRs as you like.
For line B25, the discount of 7500 is hard-coded. If you have an XLT and want to look at your discount, just change the formula...
Here are the numbers: I didn't include sales tax, down payment, title/registration etc so I only used the numbers you previously provided.
Loan: $79,800
APR: 2.99%
Term: 36 mo
Total interest cost: $3,731.84
Total cost of vehicle: $83,531.84
----------------------------
Loan: $72,300
APR...
This is my plan as well. I have good credit so YMMV, but some of the local rates I've seen for a 60 month term are:
Ford Credit: 6.49% (3.9% if you don't take the credit deal)
NASA FCU: 7.34% (had to include them, sorry)
United States Senate FCU: 5.4%
PenFed CU: 6.09%
Navy Federal: 4.74% but...
It actually still is a good deal - if you've got numbers I'm happy to run a cost comparison for you. Even at an 8% interest rate over 60 months it's still a financial win. I've got a spreadsheet with numbers ready to go.
I do have the CSP, but no recalls. I've checked with Ford chat and they don't have any information for me (but they're always incredibly nice).
I have contacted my dealership several times and they NEVER get back to me. I'm sick of them.
I messaged Ford chat about the timeline and they couldn’t give me anything useful. I then messaged the dealership and they straight up ignored me. Really useful given I’m likely about to be furloughed and trying to financially plan for this…
I imagine that the spray in bed liner shop is utilized by multiple factories in the area - so a tripling of output from the Lightning line might only be a 15% increase in overall flow into that factory.
Just don’t want folks to think they’re going to have to wait 3x as long for the bed...