Monthly Payments?

[salamito]

Can someone please share how much they are paying a month on the trim they have and whether they lease, financed, etc.? I want to have an idea of what payments will look like per month.

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[Whammy Bar]

This is one of those things that you can calculate yourself. Google payment calculator and have at it.

 

[metroshot]

I am going to do traditional financing since Ford Options is out of the picture.
As soon as my dealer tells me on the VVR that it's on it's way I will get a loan approval thru my CU.

Looking at $800-$900 / month on my Lariat:

Best lease calculator around:
https://leasehackr.com/calculator

 

[vbaker4444]

Check the thread for Corporate America Family Credit Union's anniversary rates. They are really good!

 

[F150ROD]

$1k-$1300 on a Lariat depending whether I put money down or not. Which is not considering I’m paying close to $1k in gas a month right now

 

[sotek2345]

$1k-$1300 on a Lariat depending whether I put money down or not. Which is not considering I’m paying close to $1k in gas a month right now

For a Lariat ER I agree. SR should be a little less.

My estimates (Lariat ER) work out to be between $1,050 and $1,200 depending on whe I get my truck (impacts net value on my trade), the interest rates at the time, and the loan term I take. (Low end value assumes a 84 month loan at 3.49%).

Not paying as much as you for gas right now, (relatively short commute) but will still save around $200/mo.

 

[Avocadodude]

$1k-$1300 on a Lariat depending whether I put money down or not. Which is not considering I’m paying close to $1k in gas a month right now

Makes it pretty easy for us Californians to justify the vehicle... I'm in same gas usage range.

 

[metroshot]

$1k-$1300 on a Lariat depending whether I put money down or not. Which is not considering I’m paying close to $1k in gas a month right now

WOW, $1000 in gas each month ?

What do you do for a living and how many miles do you drive a day ??

I incur about $250 / month in fuel due to the $7/gallon prices; compared to my wife's PHEV that costs about $40 / month in electricity to charge hers.

I am expecting around $75 / month in electricity (I also can charge at work for free)....

 

[LightningShow]

Damn, I’m already driving an EV so I can’t pretend i’m saving money on gas to justify a $1000+/mo payment. ?

 

[lancersrock]

Im paying around $5-600 a month in gas and am looking into Solar, currently have no payment but car is worth next to nothing (2013 fusion totaled by hail and 180,000 miles) and am expecting around $1150 based on low down payment and 84/5% loan. This would be for a Lariat ER with max tow and smoked quartz

 

[F150ROD]

WOW, $1000 in gas each month ?

What do you do for a living and how many miles do you drive a day ??

I incur about $250 / month in fuel due to the $7/gallon prices; compared to my wife's PHEV that costs about $40 / month in electricity to charge hers.

I am expecting around $75 / month in electricity (I also can charge at work for free)....

140 miles a day Mon-Friday…… but what really kills me is whenever we do stop and go driving

 

[VeganF150]

84 month loans ?. Just crazy. Prolly shouldn’t buy a vehicle if you can’t pay it off in 36-48 months. Gonna be underwater on it at 84 months for sure.Just my 2¢. But to each their own.

 

[sotek2345]

84 month loans ?. Just crazy. Prolly shouldn’t buy a vehicle if you can’t pay it off in 36-48 months. Gonna be underwater on it at 84 months for sure.Just my 2¢. But to each their own.

That really depends on the vehicle. I would expect the Lightning to hold its value well for the next 4-5 years as EV truck supply is low, so resale is high and you don't go underwater. The same is true for many specialty vehicles. In the Ford family, take a look at the Raptor or Shelby Mustangs (likely the Mach-1 as well). They hold their value so well that you basically never go under water (Provided you can buy at MSRP or below).

 

[Avocadodude]

140 miles a day Mon-Friday…… but what really kills me is whenever we do stop and go driving

Yes sir, 2011 Ecoboost, gets around 12mpg in stop and go. Also for those not familiar with San Diego area, there is really not much in the way of flat roads.

 

[RickLightning]

Can someone please share how much they are paying a month on the trim they have and whether they lease, financed, etc.? I want to have an idea of what payments will look like per month.

You should do some reading on Ford Options, which is a combination of payments for 3 or 4 years followed by a balloon payment. This gives you lower monthly payments if you need them, then at 3 or 4 years you either refinance the balloon or pay it off or hand in your keys.

Even with Ford Options, the payments on a $70 or $80,000 truck, with current interest rates, are very high.

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