It’s only 1800lbs for the ER pack. Just put it on a radio flyer wagon....yard guy: "Ah what ya doing doing there fella?"
you: "I'm removing all my aftermarket additions from the Lightning because it's a TL"
...yard guy: " are you saying that is an Aftermarket Traction Battery ya got unbolted there?"
you:maybe...
Subject: What are the odds?
That’s NOT what they would charge a customer. That number would likely double.
The insurance company told me to clean out all of my personal items and bring all the keys and leave them in the truck. A company named Copart will pick it up.
I assume some of you are familiar with Copart, I had to Google it. Copart is an auto auction company. Which gives me a clue that they may have already determined that it’s totaled. But I don’t have an official determination or payout offer yet.
I searched the Copart website for F150 Lightnings and found a few. There are a couple that have less damage than mine. So it would seem that it doesn’t take much for them to total a Lightning.
Here are some more pics from the tow yard:
Them having it moved,to Copart doesn’t mean it has been totaled yet. But it is a possibility. The reason they want you to move it to Copart is one so they don’t have to worry about paying storage fees wherever it is now and two because they likely have an adjuster stationed at Copart for writing possible totals. They can’t do anything with your vehicle until you sign it over.The insurance company told me to clean out all of my personal items and bring all the keys and leave them in the truck. A company named Copart will pick it up.
I assume some of you are familiar with Copart, I had to Google it. Copart is an auto auction company. Which gives me a clue that they may have already determined that it’s totaled. But I don’t have an official determination or payout offer yet.
I searched the Copart website for F150 Lightnings and found a few. There are a couple that have less damage than mine. So it would seem that it doesn’t take much for them to total a Lightning.
Here are some more pics from the tow yard:
Play the lottery with those numbers (date, VIN, time of day, etc)?While assembling my info for insurance, I realized that my truck was crashed (and likely totaled) exactly a year to the day after I bought it. What are the odds of that?!
Turns out ChatGPT knows the answer, and wrote me this little story to share:
So… exactly one year after buying my brand-new 2023 F-150 Lightning, I celebrated its birthday by totaling it in an intersection.
No cake. No candles. Just airbags.
(My edit: Thankfully not my airbags, and nobody was hurt)
Now, if you’re wondering how rare that is, let me break it down:
Final odds: about 1 in 690,000.
- I drove 13,200 miles over the course of a year — mostly a boring commute, five days a week.
- Statistically, the odds of totaling a vehicle in a year are already low — about 1 in 1,800.
- The odds of doing it on the exact same day you bought the truck? Multiply that by 365…
In other words, it’s more likely that:
So clearly, I’m wasting my luck on the wrong things.
- You’ll be struck by lightning twice ☇☇
- You’ll win $10,000 on a scratch ticket
- Or flip a coin and land heads 19 times in a row
But hey — if Allstate wants to claim my truck’s value has depreciated, I’d just like to remind them: It was still worth enough to make the universe target it specifically, on its anniversary, out of 690,000 possibilities.
Not just a truck — a statistical marvel.
/ChatGPT
It’s almost guaranteed that you won’t get an EV. They offered me a Ford Edge. I declined that and said I needed a full-size pickup. That’s also nearly impossible in my area. In the end, I decided to decline a rental and I’m driving a Honda Civic that I happen to have as a spare. I’ll be leveraging the fact that they didn’t have to pay for a truck rental (and I had to pay for gas) when it comes time to negotiate the final settlement.
Was there a police accident report? If so, the accident is likely to show up on your insurance records whether you file a claim or not.
I had to make the insurance company explicitly say that my daughter's wreck was not her fault and send a specific letter to her new insurance company accordingly. Else, they were going to rate her for sitting at a stop light and getting rear-ended!
I had a totaled Nissan Leaf 4.5 years ago. The other party was charged with the accident. When shopping for alternate insurance recently after 40+ years with State Farm, other insurance companies did not "penalize" me for having an not at fault accident 4.5 years ago. BUT they refused to apply the accident free discount which would have lost the 25% savings. They said any accident within the last 5 years, regardless of who was at fault, would disqualify me for accident free discount.
I've seen the same thing and some companies (sponsored by Costco, etc) wouldn't even rate it without 5 years of "accident free driving". Actuaries are making policies that brokers can't achieve.
It's a criminal conspiracy = "insurance".It's a crazy policy but I understand their attempt to cherry pick new customers with no claims.
Years ago we had my car broken onto in a mall parking lot. They stole my radio, some "parts" in a box and broke the passenger window. That was 3 insurance claims.
1- Glass breakage compensation claim
2- Claim to replace the radio and repair the dash damage.
3- Homeowner's claim for parts stolen out of the car.
My agent warned me that to be careful not to have an additional claim that year because State Farm may drop me for excessive claims. HUH?
Just this week I spent $29,600 for Hurricane damage after Hurricane Milton. It seems I didn't have the optional pool cage addendum to cover the replacement. HUH?
Picture of Hurricane damaged pool cage.
