CAFCU Financing Promo Rate @ 1.74% just started today: promo code: CAFCU83

[bryan995]

Loan has to be for 80% or less value of my truck, which raises the question of how they determine the value of these trucks... seems like MSRP is under 8o% od the going rate.

hah. Im not sure thats how banks work

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[bg226]

How much down do they want for the 1.99/72?

Yeah they mentioned it was a better rate because I was financing less than 80% of the value of the truck. I put $40k down, so I was way below that.

 

[vbaker4444]

All, I just spoke with my loan officer at CAFCU as they were checking on my truck's build status and was advised that it's 90 days that they will lock in the interest rate WITH the promo (forget about the fine print on the offer). They have several customers in the same scenario and are honoring that 90 days to help with the build time. You may want to check with your rep there on this as well.

 

[3LCD]

I about to burn through my first 30 here soon.... 5/23 build week life!

 

[Tyler Durden]

Does anyone know if this promo is still good now (June 23, 2022)?

I have a 7/25 build week, so I have some confidence in a 90-day lock from today based on the blend-to-delivery timing in our order tracker. I don't want to miss out on 2%

 

[gorwell]

Does anyone know if this promo is still good now (June 23, 2022)?

I have a 7/25 build week, so I have some confidence in a 90-day lock from today based on the blend-to-delivery timing in our order tracker. I don't want to miss out on 2%

No this promo only had a 3 day window earlier June and you had 30 days to process the loan.

 

[REDHORSECA]

Missed out on the 83 Anniversary rate. But still got a great rate.

I don’t have to do the 20% deposit on my Lightning loan.

After playing phone tag. I was finally able to talk to my CAFCU Loan Officer.

Preappoved for the Lightning.

I refinanced my 2021 Adventure motorcycle to get the Loyalty discount on my Lightning loan another qtr to half a percentage point off the Lightning loan.

 

[bthomps10]

I spoke with them today. They do a 30 day rate lock but keep the application on file for 90 days so you can keep extending. I got 2.24% for 72 months. They seem very willing to work with you if your build is taking longer than expected. Just keep in contact with whoever is assigned to the account.

 

[Wolfgang1]

Has anyone gone with them through the entire process? I heard mixed reviews about them, mostly negative.

 

[MickeyAO]

Has anyone gone with them through the entire process? I heard mixed reviews about them, mostly negative.

After going through their antiquated process for documents request, to not get a firm approval until a buyer's order is sent to them, I'm also curious. How long from signing at the dealership to when you can drive it off the lot?

 

[Wolfgang1]

After going through their antiquated process for documents request, to not get a firm approval until a buyer's order is sent to them, I'm also curious. How long from signing at the dealership to when you can drive it off the lot?

They told me to send them the Bill of Sales as soon as the truck is there and they would overnight the check to the dealership. This is not the problem, the problem is the overall reviews of customers. Under Yelp, there is not one single positive review about them and the reviews on other sites are so so: https://www.yelp.com/biz/corporate-america-family-credit-union-elgin?start=10

 

[adoublee]

After going through their antiquated process for documents request, to not get a firm approval until a buyer's order is sent to them, I'm also curious. How long from signing at the dealership to when you can drive it off the lot?

My dealer let me drive it right off the lot without the check from them in hand. They know how to find me if it does not come.

 

[Wolfgang1]

This is the worst financial institution I have ever dealt with. Sometime you read negative reviews and think that can't be that bad. Believe me, these people are really really bad. I am too tired to go through all details but they have been so bad that even after all the cr@p I went through with them I am just cancelling everything with them and going with another CU. Even though they are almost 1 percent more expensive. I did the mistake and didn't read the online reviews before I applied for a loan with them. Do yourself a favor and go with someone else.

 

[Pjlightning]

This is the worst financial institution I have ever dealt with. Sometime you read negative reviews and think that can't be that bad. Believe me, these people are really really bad. I am too tired to go through all details but they have been so bad that even after all the cr@p I went through with them I am just cancelling everything with them and going with another CU. Even though they are almost 1 percent more expensive. I did the mistake and didn't read the online reviews before I applied for a loan with them. Do yourself a favor and go with someone else.

really sorry to hear it was such a blunder for you.

I had a totally different experience.

Their customer service was amazing.
Easy to speak to a rep. easy back and forth with paperwork.
And No 50 minutes of wait time like DCU,etc.

They even sent by snail mail a handwritten “thank you” card - that totally surprised me - don’t see much of that these days.

1.74% of course was the hook, but the customer service from start to finish was impeccable.

Maybe I got lucky, who knows….
But based on my experience, I’d recommend them without hesitation.

 

[SeanOC]

really sorry to hear it was such a blunder for you.

I had a totally different experience.

Their customer service was amazing.
Easy to speak to a rep. easy back and forth with paperwork.
And No 50 minutes of wait time like DCU,etc.

They even sent by snail mail a handwritten “thank you” card - that totally surprised me - don’t see much of that these days.

1.74% of course was the hook, but the customer service from start to finish was impeccable.

Maybe I got lucky, who knows….
But based on my experience, I’d recommend them without hesitation.

That’s great to hear. I’m approved and they are holding the rate until truck is delivered. So far my experience has been excellent as well. Very nice rep

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