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RLXXI

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You clearly need to read your statements more carefully, or look at past ones and compare the numbers.

Since January 20, 2025, the S&P is up 11.11%.
Last year, 2024, it was up 23.31%.
In school, I learned that 23 is bigger than 15.

In 2023, it was up 24.23%. In 2022 it was down 19.44%, but up 26.89% the prior year.

A simple Google search will provide a website that provides stock market returns by office holder. https://www.macrotrends.net/2481/stock-market-performance-by-president

But please don't post them here, because as you know, politics is not allowed.
Too close to retirement to play aggressive like I use to.
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Landscaper

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Yep conservative, last I looked was 3 months ago so the figure is likely higher but again, It's very conservative. Point being its gaining instead of losing.
But gaining less than 2 years prior. Leaving a lot of money on the table. If you’re retired and older then I get it. To each his own
 

gbuydos

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You clearly need to read your statements more carefully, or look at past ones and compare the numbers.

Since January 20, 2025, the S&P is up 11.11%.
Last year, 2024, it was up 23.31%.
In school, I learned that 23 is bigger than 15.

In 2023, it was up 24.23%. In 2022 it was down 19.44%, but up 26.89% the prior year.

A simple Google search will provide a website that provides stock market returns by office holder. https://www.macrotrends.net/2481/stock-market-performance-by-president

But please don't post them here, because as you know, politics is not allowed.
This graph shows the picture:

Ford F-150 Lightning Important Update: Ford EV Roadmap & Future of F-150 Lightning (EREV Next Gen Model) - ⛔️ ADMIN WARNING: NO POLITICS 1766067863831-4c
 

RickLightning

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Too close to retirement to play aggressive like I use to.
One of the challenges is adjusting your portfolio as you move closer to retirement. A general recommendation is to be at around 70% stock / 30% bond (all low cost index mutual funds) and then move more to 30/70 in retirement. There are many problems with that:

- The bond market has lost value in the past few years, although returns are up due to higher interest.
- The bigger a number gets, the more an increase (or decrease) impacts your portfolio. If you're 70/30 and the market goes up 10%, you make a lot more in dollars than if you're 30/70. You can't spend percentages anywhere, only dollars.

The average annual return of the S&P 500 as of 11/30 is 14.63%. Cumulative 10 year return is 291.75%.

We retired 4.5 years ago. One thing I did a year ago was move a few years of spending into cash - specifically Vanguard US Treasury Money Market, which is state tax exempt. This sheltered the funds from ANY volatility (except interest rates going down), whether in stock or bond prices. This removed the reality that the market swings for illogical reasons, and that certain individuals that say things in public, and then reverse themselves days later, impact the market and jerk our returns around. Now, no matter who says what, I'm good for a few years.

I also invested in EVs, buying a Mach-E and Lightning. That investment is, well, really, umm, .... :sadface:

However, my Lightning T-Shirts are now fine collectibles, $50 each.
 
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Landscaper

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This graph shows the picture:

1766067863831-4c.webp
A 40 year graph tells an even bigger story. When investing, it’s wise to largely leave your politics at the door. Markets largely disregard it over time. Sure, big events move markets, but with a long view (like retirement savings), the S&P is a good place to be in your overall mix of investments.

Ford F-150 Lightning Important Update: Ford EV Roadmap & Future of F-150 Lightning (EREV Next Gen Model) - ⛔️ ADMIN WARNING: NO POLITICS IMG_1261
 

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RLXXI

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A 40 year graph tells an even bigger story. When investing, it’s wise to largely leave your politics at the door. Markets largely disregard it over time. Sure, big events move markets, but with a long view (like retirement savings), the S&P is a good place to be in your overall mix of investments.

IMG_1261.webp
I need to look at my account more often, it's up over 14% for this year.
 

MrLoganRoss

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By the time ford brings this to market and has two years to work out the bugs, battery tech and charging infrastructure will be sufficient enough, this “gap measure for capitulation purposes “ will no longer be necessary.

It’s laughable that American car companies would go this direction given Tesla doesn’t need a range extender engine for its semi rigs even today. Pepsi and DHL are already testing them with positive results. GM has resolved the range problem and just needs batteries to keep getting lighter to make the cars lighter.
 

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By the time ford brings this to market and has two years to work out the bugs, battery tech and charging infrastructure will be sufficient enough, this “gap measure for capitulation purposes “ will no longer be necessary.

It’s laughable that American car companies would go this direction given Tesla doesn’t need a range extender engine for its semi rigs even today. Pepsi and DHL are already testing them with positive results. GM has resolved the range problem and just needs batteries to keep getting lighter to make the cars lighter.
Exactly. This decision to abandon EV is going to hurt them, not me. I just hope GM improves their terrible software. Their app and in vehicle software is not user friendly.
 

Aminorjourney

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EREV will be a huge success - LMAO at this group of disgruntled - for each disgruntled here FORD will pick up 1000 new customers - LMAO
You know, instead of being nasty, you could try empathy….
People are upset at what to many is a backward step.
 
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You know, instead of being nasty, you could try empathy….
People are upset at what to many is a backward step.
Anyone can claim anything.

It's insignificant hot air until there is something tangible.

What is real at this point in time, factually speaking.... Erev is vaporware until it's out. It won't sell more than anything because it isn't a thing except in concept. Until it is, it's an excuse and a unfulfilled promise
 

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You know, instead of being nasty, you could try empathy….
People are upset at what to many is a backward step.
Probably gonna need to define that one for some people, and even then there isn't any sense of it.
 

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Spoke with a few friends who are actively considering an electric truck over a few beers last night. All of them said they would NOT consider buying a hybrid (the new EREV by Ford we all agreed is a hybrid) if looking for an EV. My sentiment is the same an EV should not have any form of ICE on board. I think the end user space for the new hybrid (EREV) is stuck in a precarious market space where EV adopters don’t want any form of ICE, and non EV buyers won’t consider it either! Time will tell I guess but I think the market for this new hybrid will be no bigger and potentially even smaller than the Lightnings sales.

Asking people what their concerns are about an EV compared to an ICE will yield the classic “range and battery longevity” responses, this new hybrid will not alleviate the battery longevity concerns but it will potentially give a false positive for willingness to purchase given range will be improved! But just like early EV Truck reservations that evaporated this false positive in my opinion will end similarly! Me personally I love my Lightning, but when I replace it, it will either be with another fully electric(no ICE components in it) or a true ICE with no battery drive capability in it, I wouldn’t ever consider a hybrid!
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